What Compensation Am I Entitled to After a Car Accident?

If you’ve been in a car accident in Louisiana, understanding your right to compensation can help ensure you’re covered for medical costs, lost wages, and more. Here’s a guide from Harris Law Firm in Alexandria, LA, on what to expect from Louisiana’s car accident compensation laws and how to make the most of your claim. Immediately following an accident, your actions are crucial for a successful claim. First, ensure safety by checking on all involved parties and calling emergency services if needed. Next, gather information by taking pictures of the accident scene, exchanging insurance information, and collecting witness contact details. Avoid admitting fault or discussing specifics until you speak to an automobile accident lawyer.

Louisiana law also requires that all accidents involving injury, death, or property damage of $500 or more be reported to the police. Failure to do so could jeopardize your claim. Once you’re safe and have reported the accident, seek medical attention as soon as possible, even if injuries aren’t immediately apparent, as symptoms may develop later.

Statute of Limitations After Car Crashes in Louisiana

In Louisiana, you have one year from the date of the accident to file a personal injury claim. This is a relatively short period compared to other states, so it’s critical to act quickly and consult an attorney early in the process. Missing this deadline will generally prevent you from recovering compensation for your injuries and losses.

Types of Compensation You Can Claim in Louisiana

Louisiana law allows accident victims to pursue compensation for various types of damages, which fall into two main categories: economic and non-economic.

1. Economic Damages
   These damages are tangible costs associated with the accident, such as:

• Medical expenses: Includes emergency room visits, hospital stays, surgeries, medication, physical therapy, and any future medical care required due to accident injuries.
• Lost wages: If the accident prevents you from working, you may be entitled to compensation for the income lost during your recovery period.
• Property damage: Covers repairs to your vehicle or the replacement cost if your car is totaled.
• Future earnings: If injuries from the accident lead to a permanent disability, you can claim for lost future earning capacity.

1. Non-Economic Damages
   These damages are meant to compensate for intangible losses, including:

• Pain and suffering: This compensates for physical pain and emotional distress caused by the accident.
• Loss of enjoyment of life: Severe injuries that prevent you from enjoying daily activities may warrant additional compensation.
• Loss of companionship: If injuries impact relationships, particularly for spouses, Louisiana law allows for compensation in this area.

Comparative Fault in Louisiana

Louisiana follows a comparative fault rule, which means your compensation can be reduced if you’re found partially at fault for the accident. For instance, if you’re 20% at fault, your compensation will be reduced by that percentage. It’s essential to work with an automobile accident lawyer who can help reduce any liability you may have, maximizing the compensation you receive.

Contact Harris Law Firm Today

Navigating Louisiana’s car accident laws can be challenging without professional guidance. An experienced attorney can help you gather the necessary evidence, handle negotiations with insurance companies, and build a strong case on your behalf. At Harris Law Firm, we’ve helped countless clients in Alexandria, LA, and beyond secure the compensation they deserve. If you’ve been injured in a car accident, don’t wait to pursue the compensation you deserve. Contact Harris Law Firm today at 318-487-1978 to schedule a free consultation and learn how we can support your case and fight for your rights.